Term Life Insurance Texas
Texas Term Life Insurance gives you a cost-effective way to manage your temporary life insurance needs. With a term life plan, you can enjoy affordable premiums and maximum coverage over the term of your policy. Term Life Insurance is ideal for covering financial responsibilities, such as a mortgage or college tuition. It can also be used to supplement your Permanent Life Insurance policy when your coverage needs increase.
With Texas Term Life Insurance, you pay a fixed monthly or annual premium over the coverage term which is typically anywhere from 10 to 30 years. After the term expires, premiums will increase if you keep your policy, but they cannot exceed a pre-defined guaranteed maximum amount. Should you, the policyholder, pass away during the term, the death benefit will be paid out to your designated beneficiary. If you’re alive at the end of the term, you can continue your coverage, convert your policy into a permanent plan, or simply end your coverage if you no longer need it. Term Life Insurance policies do not have a cash value accumulation. These plans are desirable because the premiums are typically very affordable, especially if you’re young and healthy.
If you need help getting Texas Term Life Insurance in Houston, Austin, San Antonio, or Dallas, Selected Benefits can help. We’ll help you find the right policy for your situation. Contact us today for a free quote.
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