If you are diagnosed with a terminal or critical illness, the plan will pay out up to 90% of the face amount in a single lump sum. A terminal illness is defined as a disease that cannot be adequately treated or cured and that is usually expected to result in [...]

Selected Benefits basically offers several types of term life insurance, but each one has different objectives and is applicable in different situations. On the plans we offer, the premiums are guaranteed to never increase over the term of the policy. Term Life with Return of Premium (ROP): This type of [...]

The two most popular types of life insurance are either Term Life Insurance or Universal Life Insurance. Term Life Insurance will last either 10, 15, 20, 25 or 30 years. Once the term is over, the insurance carrier will typically give you an option to renew the coverage, but at [...]